[vc_row][vc_column][vc_column_text]Should I Invest in Hard Money Loans?
With the stock market on a constant roller coaster ride, Southern California residents are asking themselves, “Is there a better investment option?” Yes, the answer is simple: hard money loans.
Hard money loans are great for both borrowers and investors. They benefit borrowers because there are fewer restrictions and they take less time to process than bank loans. Hard money loans can be given to borrowers whether they have been denied by a bank or have a unique circumstance that takes time to fix. These private loans fund in as little as a week.
Investors are equally benefitted when it comes to hard money loans. Because of the limited restrictions placed on private lenders, interest rates are higher than traditional bank loans and terms are shorter. This gives investors the opportunity to find high yields in loans in the Orange County, San Diego, or LA areas. Most loans are 12 months (3 years max.) and yield 8.0%-9.5%.
If you’re looking to invest in hard money loans, JCAP Private Lending is the place to go. JCAP offers you an investment opportunity that stocks and bonds simply can’t: reliable and steady income. Investors at JCAP tend to make 8-10%, paid monthly. Our finance professionals have a firm grasp on the real estate market with over 30 years of experience.
Some people wonder if Hard Money Loans are risky. They can be. JCAP Private Lending has never had a Real Estate Loan loss. We typically lend at 65% Loan-to-Value or better. This allows room for a borrower to sell their property instead of giving it back – everyone stays protected.
JCAP Private Lending takes extra precaution when working with hard money loans. We even offer a 4-point protection system to exercise investor yield and safety:
- You decide which loan is the best investment for you.
- Funds are wired directly to the Title Company.
- You are a named as a Beneficiary on the Recorded Deed of Trust.
- A third party, fully bonded service company, is used to handle all payments and disbursement of funds.
So, before you decide on a risky investment, call JCAP today and register with our paperless, automated system. Investing in hard money loans is so easy, you’ll wish you would have done it sooner.
For additional information, please visit www.jcap.net.
About Jcap Private Lending
JCAP Private Lending is a Direct Lender who closes and services Investor Funded Short-Term Real Estate Loans. Our experienced team has been providing quality mortgage services for over 30 years. JCAP Private Lending is an Asset Based Lender who steps in to quickly solve a short-term financial need secured by Real Estate. JCAP has an innovative approach to lending, focusing on speed, simplicity, and safety for borrowers and investors. JCAP’s operating philosophy is defined by the simple but impactful statement — “We Care & We Serve”.
Located in Newport Beach, CA, JCAP Private Lending primarily lends Hard Money & Private Loans secured by 1st & 2ndTD’s on residential property in Coastal California. For further information, please visit www.jcap.net.
For inquiries, please contact:
[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width=”1/1″][vc_social_links size=”big” linkedin=”https://www.linkedin.com/in/bob-eakin-4778748a”][/vc_column][/vc_row]
